Manager, Underwriting & Compliance
Bolton Capital is hiring a Manager of Underwriting and Compliance to lead credit decisions and client oversight for our factoring business. You will underwrite new and existing clients, with a focus on construction and aggregate financing, and make sure every client stays compliant with ongoing reporting and our factoring technology.
This role suits someone who has underwritten for a factor or surety company and understands the risks in construction receivables. |
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Position: |
Manager, Underwriting & Compliance |
| Organization: |
Bolton Capital, LLC |
| Location: |
Atlanta, GA
United States
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| Salary: |
$80,000-90,000 |
| Posting Start Date: |
11/1/2026 |
| Date Posted: |
10/30/2026 |
| Requirements |
About the role
Bolton Capital is hiring a Manager of Underwriting and Compliance to lead credit decisions and client oversight for our factoring business. You will underwrite new and existing clients, with a focus on construction and aggregate financing, and make sure every client stays compliant with ongoing reporting and our factoring technology.
This role suits someone who has underwritten for a factor or surety company and understands the risks in construction receivables.
What you'll do
Underwriting
- Underwrite new factoring prospects and renewals, with emphasis on construction contractors, subcontractors and aggregate suppliers.
- Analyze financial statements, tax returns, interim reports, aging reports and cash flow to assess client and account-debtor credit risk.
- Review commercial contracts, subcontracts, purchase orders, change orders, retainage terms and pay-when-paid or pay-if-paid clauses for risks to collectability.
- Prepare clear credit memos with recommended advance rates, concentration limits, fees and conditions for approval.
- Set and manage credit limits for clients and their account debtors.
Compliance and portfolio monitoring
- Ensure clients meet all ongoing reporting requirements, including financial statements, AR and AP agings, job schedules, work-in-progress reports, lien waivers and certificates of insurance.
- Monitor portfolio performance, identify early warning signs and recommend corrective action.
- Maintain filings, verifications, and audit and field exam follow-up.
- Keep underwriting and compliance policies current with federal and state regulatory guidelines.
Technology and client adoption
- Ensure clients correctly use the factoring platform and required technology for invoice submission, verification and reporting.
- Partner with operations and IT to improve workflows, data quality and automated compliance tracking.
- Leverage AI tools to streamline underwriting, compliance and reporting processes.
Leadership
- Work closely with business development, account management and senior leadership on deal structuring and portfolio strategy.
- Mentor staff and support a strong credit culture.
Required qualifications
- 3 to 5 years of underwriting experience with a factoring company or surety company.
- Direct experience underwriting construction and aggregate financing.
- Strong mastery of financial statement analysis, including balance sheets, income statements, cash flow, WIP schedules and percentage-of-completion accounting.
- Strong mastery of commercial contracts, including construction subcontracts, retainage and payment terms.
- Proven ability to manage client compliance with ongoing reporting requirements.
- Comfort with factoring software and technology platforms, and the ability to drive client adoption.
- Demonstrated ability to leverage AI to streamline processes and reporting.
- Excellent written communication, with the ability to write concise credit memos.
- Strong judgment, attention to detail and ability to manage multiple deadlines.
Preferred qualifications
- Construction factoring experience a plus.
- Familiarity with field exams and collateral audits.
- Prior experience supervising or mentoring underwriters or analysts.
- Advanced Excel skills and experience with factoring or loan management systems.
- Professional credentials such as CCE, CBA or CPA, or coursework toward them.
- Bachelor's degree in finance, accounting, business or a related field.
What we offer
- Competitive compensation.
- Health, dental and vision insurance.
- Paid time off.
- A visible leadership role in a growing specialty finance business based in Atlanta.
How to apply
Submit your resume and a short cover letter describing your factoring or surety underwriting experience in construction and aggregate financing.
Email your application to dlindsay@bolton-capital.com.
Bolton Capital is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status or any other protected characteristic. |
| Status: |
This listing expires on: 12/29/2026 |
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