The International Factoring Association's (IFA) goal is to assist the Factoring community by providing information, training, purchasing power and a resource for the Factoring community.

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Board Members

The IFA Advisory Board Members serve a two-year term and assist the IFA in broadening the public understanding of the uses and benefits of factoring and help to both design training programs and foster new ideas to benefit its member organizations.

Jay Atkins - President - Seacoast Business Funding, a division of Seacoast Bank‚Äč - Boynton Beach, FL
Jay is a 30 year Commercial Finance Executive, holding titles as CEO or President within the Factoring industry for the last 20 years. Jay currently serves as President of Seacoast Business Funding.

Lori Gustaf - President - FirstLine Funding Group - Madison, SD
Lori Gustaf is President of FirstLine Funding Group (FFG).  FFG is a Division of First Bank & Trust (FBT) and one of South Dakota’s largest privately-held holding companies – Fishback Financial Corporation – which dates back more than 140 years and currently has locations in South Dakota, Minnesota, and Iowa.  While FFG primarily services customers nation-wide in the transportation industry it also provides accounts receivable finance in general business ventures.  FFG also offers equipment financing solutions as well as revolving lines of credit and a variety of treasury services through FBT.  Ms. Gustaf has over 35 years of experience in the transportation industry and more than 20 years in commercial finance.  Ms. Gustaf is an active member of the International Factoring Association, having served on the Advisory Board from 2007-2009, as well as leading and/or participating in multiple training classes and seminars.  Ms. Gustaf participates in Women in Trucking Association, NACM/TRMG, and has served several executive committee posts on the local United Way chapter board since 2010.

Gail Reints-Pratl - President - Sky Business Credit, LLC - Downers Grove, IL
Gail Reints-Pratl is the founder and president of Sky Business Credit, LLC, a factoring company committed to supporting small businesses with funding needs up to $2 million. With 25 years of factoring industry experience, Gail is an expert at structuring factoring lines for small businesses in all industries. She believes factoring should be viewed more as a cash-flow tool than a business loan, and small businesses can grow very quickly by using a factoring company for immediate access to the cash in their invoices and credit and A/R management. Gail has a bachelor’s degree in business administration from DePaul University. Prior to founding Sky Business Credit in 2010, Gail oversaw the Midwest region for an international account receivables financing company. In addition, having been a subject matter expert for the IFA account executive certification program, she is enthusiastic about the ongoing education of her team at Sky and those in the factoring community. Just because someone has a specific role within a factoring company does not mean they shouldn’t learn every other role and everything they can about factoring.  The more they learn and understand about all aspects of factoring, from sales, underwriting to workouts, the stronger they will be for the company.

Oscar Rombolà - Managing Director - eCapital Corp. - Toronto, ON, Canada
Oscar is an experienced financial executive and advocate of invoice factoring services for over 22 years. His expertise places him as a leading consultant and recognized authoritative voice within the factoring industry. He is the current President and Founder of the IFA Canadian Chapter. Oscar has held several executive positions at factoring and financial companies in the past. As a co-founding partner of ITC Invoice to Cash, Inc. he again served as Vice President of Business Development for over eight years. Oscar’s current role is to grow and develop strategic relationships for eCapital’s Freight Factoring Division. He is a graduate of York University and Laval University and, he also, holds Financial Advisor designations from Ontario.

Greg Salomon - President - Oxygen Funding - San Diego, CA
Greg Salomon started at Oxygen Funding in 2020. Before joining the Oxygen Funding team, he was part owner and the Executive Vice President at Primary Funding, where he managed Sales and Marketing. At Primary Funding, Greg led the sales team and generated the highest volume of sales for Primary Funding. Greg’s entire 25-year career has been in the non-Prime Lending space, predominantly with publicly traded companies and well-established Factoring Companies. Throughout his career, he has generated hundreds of millions in revenue for these organizations. Greg has a Bachelor of Science in Management and a minor in communication from Fresno State.

Loren Shifrin - Founder & CEO - REV Capital - Ontario, Canada
Loren Shifrin is the Founder and CEO of REV Capital (formerly Revolution Capital). He is a highly ambitious young entrepreneur with fifteen years of experience building brands and growing portfolios in the factoring industry. Loren is also the Founder and CEO of REV Tech, a fintech on a mission to democratize the transportation industry’s access to resources.

George Thorson - President & Chief Credit Officer, CAEF - Triumph Business Capital - Coppell, TX
George has more than 36 years of experience in commercial finance including factoring, asset based lending, business evaluations, loan work out and field auditing. Prior to joining Triumph Business Capital, George was a principal in Collateral Risk Management, Inc. and Credit Support International. George continues to serve as an industry expert and peer educator for the International Factoring Association and the National Association of Credit Managers. George received a B.S. in Accounting from St. Cloud State University, and is an IFA Certified Account Executive in Factoring (CAEF).

Debra Zukonik - Co-Founder & Chief Credit Officer - Dare Capital - Rockwall, TX
Debra Zukonik is a well-known and respected leader in factoring and asset-based lending, with over 30 years’ experience. Her risk-management expertise is unparalleled in the working capital industry. Prior to joining Dare Capital as Chief Credit Officer, she was the President and Partner of Vertex Financial, a leading Texas-based factor, from 2001 to 2017, and served as Chief Credit Officer of BAMFi from 2017 to 2019.