Position Information

ESSENTIAL DUTIES AND RESPONSIBILITIES:

· Participates on initial calls / informational meetings with SBF prospects along with the Business Development Officers and Underwriters to determine viability of the company for financing with SBF.

·  Requests prospect and customer information as directed by SBF President and SVP of Revenue during Due Diligence process.

·Performs initial financial statement data spread, account debtor credit review, accounts receivable / accounts payable data and company background information presentation to SBF Senior Management for review and analysis.

· Performs or directs on site prospect collateral exams as required on new SBF transactions.

· Interacts with target company personnel as situation dictates, typically through email or phone.

· Prepares final Credit Authorization Request document for review of SBF Senior Management team.

· Attends and participates (as required) in Presentations to Seacoast Bank Officer’s Loan Committee.

· Assists with SBF’s Account Management/Portfolio Team with duties assigned by Portfolio Manager to enhance efficiency and reduce portfolio risk.

EDUCATION and/or EXPERIENCE:

·  Bachelor’s degree from a four-year college or university required; preferably in Accounting/Finance or Business. Graduate coursework and/or degree preferred.

·  Experience: 5-15+ years’ experience in a Client Management or Underwriting position within the Factoring or ABL industry.

· Field Exam experience a plus.