Advisory Board
The IFA Advisory Board members serve a two-year term and assist the IFA in broadening the public understanding of the uses and benefits of factoring and help to both design training programs and foster new ideas to benefit its member organizations.

Alan Atchley - Amegy Bank Business Credit - Houston, TX
Alan has been working in the receivable finance industry for 32 years with 8 years in large structured workouts with an emphasis in Chapter 11 Bankruptcy. Alan started with Commercial Credit Business Loans in 1979 and in the early 80’s attended officer credit training with Capital Bank na. In 1984 he started Texas Guaranty. Nat’l Bank and in 1986 returned to Capital Bank na, then known as M Bank as a structured workout officer. Upon the M Bank failure, he worked with the FDIC in Bonnet Resources of Bank One. Subsequent to Bank One, Alan worked with Compass Bank and headed up the ABL group. He later joined Strategic Finance in 1995 and assisted in performing a turnaround on this bankrupt factoring company. In 1998, he joined Southwest Bank of Texas, now Amegy Bank and assisted this Bank in converting a small factoring company into a corporate factoring company. He has been with Southwest/Amegy for 13 years serves as the President of Amegy Bank Business Credit. Alan received his BBA from Midwestern State University.

Diana Clover - D&S Factors - Fruitland, ID
Diana started her business career at the age of 19 when she was made the manager of her father's general store in Portola, CA, while going to school full time. After graduating from the University of Nevada, Reno, with a Bachelor's degree in Elementary Education she taught for two years. Upon completing her MBA in 2005 she took over the position of Chief Operations Officer for D&S Factors.

Richard Hall - Factor LOGROS de Ecuador S.A. - Guayaquil, Ecuador
Richard is the General Manager and shareholder of LOGROS FACTORING in Guayaquil, Ecuador. He raised equity and established the business in four cities in Ecuador according to LOGROS FACTORING CHILE´S business plan. LOGROS is providing domestic and international factoring services to small and médium sized companies in the región. Last year LOGROS discounted over USD 300 million in receivables. As a Director, Richard has participated in the start-up of LOGROS FACTORING COLOMBIA and LOGROS FACTORING PERU. Richard was the Executive Vice President of the Export and Investment Promotion Agency of Ecuador (CORPEI). He´s currently part of the Board of Directors of Integra S.A. Trust Company and, as its Executive President, helped structure the business a raised over USD 150 million in assets under management. Prior to this, Richard was the Vice President of Finance and Planning of Banco del Pacifico, one of the leading banks in Ecuador. Richard also worked as a consultant with Booz Allen and Hamilton in Washington D.C. and as a Financial and Economic Analyst with the Federal Reserve Bank in Atlanta, GA. Richard received a MSM from Georgia Tech and a BS from Lehigh University.

Marc Marin - Gateway Commercial Finance, LLC - Boynton Beach, FL
Marc is the Founder and Manager of Gateway Commercial Finance, LLC. Prior to starting Gateway, Mr. Marin served as Vice President of Business Development for Bibby Financial Services, Inc. During his 9 year tenure, Mr. Marin was responsible for broker development, underwriting and operations. Prior to joining Bibby, Mr. Marin was the National Business Development Manager for Sun Capital.

Andrew Osborn - Summit Financial Resources - Salt Lake City, UT
Mr. Osborn is responsible for overseeing all new business origination strategies and activities for Summit Financial Resources. Andy joined Summit in 1997 as a business development officer. Through a network of referral sources Mr. Osborn gained significant experience in evaluating, structuring and closing structured credit facilities throughout the Intermountain Region. In 2007, Andy was hired to be the National Sales Manager. In this role, his responsibilities include managing the BDO production, recruiting/hiring and continued BDO development. He also oversees the branding and marketing activities of the company. As a company, Summit has been recognized as one of the largest and most productive origination teams in the commercial finance industry. Prior to joining Summit, Mr. Osborn’s experience included sales and sales management roles with a private firm that specialized in providing banking, software and management tools to small businesses. Andy is a graduate of Utah State University.

Gail Reints - Sky Business Credit, LLC - Downers Grove, IL
Gail Reints is President and founder of Sky Business Credit, LLC, which launched December 1, 2010. Sky Business Credit is a factoring company solely committed to funding small businesses with funding needs under $750,000. With her entrepreneurial outlook, Gail wanted to be able to fill the cash flow gap for small businesses that have good business models, but are unable to get traditional funding. With a background in Operations and Credit, Gail’s expertise lies in structuring difficult transactions. Gail has over 15 years’ experience in the factoring industry with the most recent, prior to starting Sky Business Credit, as Managing Director of Bibby Financial Service (Midwest), Inc. for over 6 years and was responsible for overseeing the growth of the client portfolio fivefold. Prior to Bibby Financial Services, Gail worked for JD Factors and Prairie Business Credit. Gail has a bachelor’s degree in Business Administration from DePaul University. She is also currently serving as a Subject Matter Expert for the International Factoring Association’s Account Executive Certification program.

Oscar Rombola - ITC Invoice to Cash - Mississauga, ON, CANADA
Oscar A. Rombola started his career in the Factoring and Financial Industry in 1998 and is a partner at ITC Invoice to Cash, Inc. Oscar has extensive knowledge in the Factoring and Financial Industry and is Vice President of Business Development for the company. Prior to joining ITC Invoice to Cash, Inc. Corporation in 2005, Oscar was Director of Business Development for IPS, Invoice Payment System Corporation, Mississauga, Ontario. Between 1998 and 2000, he was Vice President and Director of Business Development with S.L.F., Sales Linked Finance Ltd. From the years 2000 to 2003, Oscar worked as a consultant for ICM International Capital Management as International Project Manager and his focus was in the Latin American Market.

Einat Steklov - Coral Capital Solutions - New York, NY
Einat leads Coral Capital strategic direction, business development and structuring of financing solutions. Her unique combination of business acumen with legal proficiency enables Coral Capital to offer its clients creative financing solutions in complex and special situations. Prior to joining Coral Capital, Einat was the president of a factoring company where she was responsible for business development, sales and branding; prior to that, Einat was a senior executive at a venture-capital-backed e-commerce company that she co-founded. Einat is a lawyer by training and had practiced law both in New York and in Israel. She holds an MBA from Columbia Business School and an LL.B. from Tel Aviv University School of Law. She served as a Lieutenant in the Israeli Defense Forces.